akil.dhima@fastcreditalbania.com +355 69 286 7987 

Welcome to Fast Credit Albania

Loan and deposit.

Mission

Our Mission

Loan and deposit banking in Albania.

We are a team of keeping deposits and loans.

Keep your money safe.

We offer a wide range of financial products and services, especially for the population living in rural areas of Albania, in order to increase financial inclusion and reduce overall poverty.

  • BRANCHES

    The branch is an organizational unit under the SCA "Fast Credit Albania". Currently SCA has only one branch that operates in all municipalities of the country, mainly in rural areas. The branch is located in Tirana, it has joined and provided financial services and residents of other municipalities. During 2021 SCA "Fast Credit Albania" continues at a satisfactory pace in the growth of membership, the growth of borrowers and depositors. We have as objective the opening of two new branches in the Municipality of Vlora and the Municipality of Kamza to enable the expansion of its activity in most of the villages of Albania giving access to financial services for more than 40% of the population of the country residing in rural areas.

509

Members

241

Loans

444

Deposits

3

Projects




Services

Offered Services


  • Individual and business loans for consumer, business & agro purposes.
  • Debatable collateral depending on the amount and term
  • Fast procedures within 24 hours
  • Non-bureaucratic procedure
  • Full transparency
    •
    Loan
    Loan products  
    Amount in ALL  
    Term in years  
    Interest rate
    Fast Loan 0-200,000 up to 3 years 20%
    Fast Plus Loan 200,001-500,000 up to 3 years 18%
    Micro Loan 500,0001-1,000,000 up to 5 years 16%

    Deposit products
    Deposits  
    Annual interest (ALL)  
    Annual interest (Euro)  
    1-month Deposit 0.8% 0.2%
    3-month Deposit 1.5% 0.3%
    6-month Deposit 2.0% 0.5%
    9-month Deposit 2.5% 1.0%
    12-month Deposit 3.0% 1.5%
    18-month Deposit 3.5% 1.8%
    24-month Deposit 4.0% 2.0%
    Deposit Guarantee 7.0% 5.0%
    Deposits for children 7.0% 5.0%
    Flex deposits 0.5% 0.1%
    Offer Deposit 7.0% 5.0%

    *Note: The minimum amount of term deposit is 10,000 ALL / 100 Euro

    Loan Calculator

    Total Amount
    Duration in months
    Interest rate

    Monthly payment:


    Deposit Calculator

    Total Amount
    Duration in months
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    Maturity value:




    Team

    Members

    SCA "Fast Credit Albania", according to the Law on SCA is a financial cooperative. Beneficiary members of its services, mainly inhabitants of rural and semi-urban areas, are at the same time sole owners of the savings and credit association SCA "Fast Credit Albania". 'Members' decision-making is based on the principle "one member = one vote", regardless of the amount of the contribution paid to the capital. SCA "Fast Credit Albania" is a company with 100% Albanian capital. The bodies of the company are the General Assembly, the Board of Directors, the Audit Committee and the Administrator. The Board of Directors and the Audit Committee and the Administrator are elected by the General Assembly of the company for a period of four years, with the right of re-election. At the end of 2023, SCA "Fast Credit Albania" will have more than 1000 members.

    The Leading Council

    The Leading Council is the executive body of SCA "Fast Credit Albania" that administers the company and is responsible for managing business activity and controlling funds. The Board of Directors has the duty to report to the General Assembly regarding the financial situation of the company and the tasks assigned by it. The Leading Council of SCA "Fast Credit Albania" is composed of 5 members elected by the General Assembly for a four-year term, with the right of re-election. The members of the Leading Council of SCA "Fast Credit Albania" are individuals respected in their areas of expertise and with a reputation in the communities where they belong.

    The executive body of SCA "Fast Credit Albania" that administers the company and is responsible for managing business activity and controlling funds.

    Mr.Stiljan Rexhepaj

    Head

    Miss.Ina Berdaj


    Miss.Blerina Dhima


    Mr.Magrip Bana


    Mr.Simon Lasku


    The Audit Committee

    The Audit Committee controls and supervises the implementation of the accounting and internal control procedures of the KCS, including the rules set by the Bank of Albania and ASD, makes the assessment of the financial situation of the KCS, based on the report of the accounting expert approved, approves reports and financial statements, prepared by the KCS, for the purpose of their publication, checks the compliance of the activity of KCS with laws and bylaws and notifies the Leading Council for the conclusions.

    The executive body of SCA "Fast Credit Albania" that administers the company and is responsible for managing business activity and controlling funds.

    Mr.Mark Uka

    Head

    Miss.Griselda Ferraj

    Member

    Miss.Valbona Stojku

    Member

    Administrator

    Mr. Akil Dhima is the Administrator of the Company "Fast Credit Albania", elected by the general assembly of members for a period four-year-old with the right of re-election. He has 20 years of experience in the banking system and similar financial institutions, in various leadership positions.

    Contact

    Contact Us

    We are just a step away!

    Address

    St. Frang Bardhi perballe Qendres Kristal, Tirane

    Email Us

    akil.dhima@fastcreditalbania.com

    Call Us

    +355 69 286 7987